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Fairway Independent Mortgage Corporation Announces Garcia-Kean Team

December 12, 2017

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Preparing your home for a Property Appraisal

 

Get ready for an appraisal before refinancing or selling your home.

 

You’ve sold your home or you are thinking of refinancing your mortgage.

 

One of the things your lender will require is a property appraisal.  While the actual appraisal inspection make take only an hour or two, the appraiser must go back to the office, do the research and write a 10 to 12 page report. 

 

Here are some tips to help the appraiser with additional information—and in most instances a faster turn-around time to complete the report. 

 

• Compile a list of recent improvements.  If possible include “before and after” pictures, copies of paid receipts for work completed.  If major updates were made, provide a detailed copy of the bid from the contractor.

 

• Make sure all areas are accessible, including the attic, basement and crawl spaces.  This includes the garage.

 

• If the home is part of a homeowner’s association, include a copy of the fees paid, and the name and phone number of the association president or executive director.

 

• Straighten up each room.  Appraisers are required to photograph each room, and while it may not make a difference to them if the room is messy, there may be an underwriter who is less objective. 

 

• If there are any unfinished projects, make sure they are completed before the inspection.

 

• If there are any easements, encroachments or unusual deed restrictions, you may want to provide a copy of the list. 

 

Need assistance preparing your home for an appraisal? Contact a local Arizona Mortgage Advisor at one of Fairway Independent Mortgage's Arizona branches. Find Branch contact information HERE

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About Fairway Independent Mortgage Corporation

Founded in 1996 by CEO Steve Jacobson, Fairway Independent Mortgage Corporation is a Top 10 ranked national mortgage lender. The company has more than 250 locations including several Arizona Mortgage Branches. At Fairway, customer service is a way of life. At Fairway speed of response is the goal, with some of the fastest turn times in the industry. The goal is to act as a trusted advisor, providing highly personalized service and helping through every step of the loan process. It’s all designed to exceed expectations, guarantee satisfaction and earn trust. For more information on Fairway Independent Mortgage Branches in Arizona, please visit our website at www.FairwayArizona.com. 

AZ Mortgage Banker License Number: 0904162

Contact Corporate:

Fairway Independent Mortgage Corporation
NMLS Entity ID # 2289

NMLS Consumer Access

4801 S. Biltmore Lane
Madison, WI 53718 
Toll Free: 866-912-4800 
Fax: 608-837-4723 

Servicing:

1-800-201-7544

Servicing@fairwaymc.com

Hours of Operation:

Monday - Friday, 8:30 am - 5:30pm CST 
Saturday, 8:30am - 12:30pm CST

 
Complaints may be directed to:

877-699-0353
customerservice@fairwaymc.com

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